Millions of Americans, even those who are in their retirement years, have only a poor grasp of their finances. They do not know about the many financial instruments available to them on the open market. Many do not even have a dollar saved for retirement. It takes years to build up good financial habits. However, Read more >>
Tertiary transactions are a major part of any life settlement asset manager’s acquisition strategy. The Tertiary Market consists of the sale of a life settlement asset that has already gone through the origination process, normally called the “Secondary Market”. For a multitude of reasons, asset managers both buy and sell on the tertiary market. In Read more >>
Sometimes insurance policies that seemed like a good idea during an individual’s middle-aged years can become a burden as that person ages. There are good reasons for a policyholder to shed such an unwanted policy, but what many people don’t understand is that there are other options to lapsing a life insurance policy. If premiums Read more >>
Retirement is a big deal for virtually everybody. Those fortunate enough to live into their golden years have often spent decades upon decades mapping out how they’d save their money. However, once one reaches retirement, it’s impossible to go back in time and plan for retirement more appropriately. As such, it’s important to plan for Read more >>
The face value of total life settlements has increased for the second consecutive year, signaling a promising landscape for the settlement market, according to the Conning Report released in November. The report, entitled, “Continued Growth, Positive Outlook,” includes an overview of the life settlement market, an examination of the factors that drive settlements and sections Read more >>
A life insurance payout happens when the beneficiary of a life insurance policy files a claim to receive the payout value of the insurance policy. No one who purchases a life insurance policy knows exactly how the policy will ultimately play out, but the most anticipated outcome is a payout to the policy’s beneficiary. Since Read more >>
The cost of long-term care and general healthcare costs are higher than they have ever been, and the increase doesn’t appear to be slowing anytime soon. Medicare covers only a portion of healthcare costs in retirement, leaving you on the hook for what will likely be a significant chunk. See How Much Your Policy May Read more >>
Covid 19 has impacted every industry. For the Life Settlements, this unprecedented time has led to great change. ELSA has teamed up with Magna Life Settlements and other members of the Life Settlement industry; to offer guidance and information on the growth of Life Settlements during Covid-19. Impact on the Life Settlement Marketplace The three Read more >>
Staying ahead of the most relevant and timely guidance for your clients is an ongoing challenge. At times, you are stuck between learning about new innovations or making sure you get in front of the right clients at the right time with the right information. To add more value to your relationship with your client, Read more >>
According to the Insurance Studies Institute, 90 percent of seniors would consider a life settlement if they had more information about the option. More than half a million life insurance policies are allowed to lapse each year, and many of those policyholders might have qualified to receive a payoff in a life settlement. But what Read more >>
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